The detailed study of associations among high-deductible health plan (HDHP) enrollment, cancer survivorship, and access to care and utilization. The main role of study is provide data for support. The 2010 to 2017 National Health Interview Survey was used to identify privately insured adults ages 18 to 64 years (cancer survivors, n = 4,321; individuals without a cancer history, n = 95,316).
HDHPs are often paired with tax-advantaged health savings accounts (HSAs), which can help HDHP enrollees pay for deductibles and qualified medical expenses.7 However, research to examine benefits of HSAs in access to care and utilization among HDHP enrollees is limited. Because HDHP enrollment and HSA use among the population ages 18 to 64 years has increased dramatically in recent years—from 4.2% to 18.9% for HDHPs with HSAs and from 10.6% to 24.5% for HDHPs without HSAs between 2007 and 20178—understanding the consequences for health is critical.
HDHP enrollment and HSA status both are very beneficial for the hospitals if they work the correct way out. They affect the working of hospitals up to a great extent and hence this system needs a strict regulation.